Loans & Visa Credit Card Rates

Fixed Rates. No Annual Fee. No-Fee Balance Transfers. No-Fee Cash Advances. See VISA Disclosures and Card Holder Agreement for details.

*APR = Annual Percentage Rate. Rates are subject to change. Interest rates are determined by the borrower's credit history. Stated rates are the lowest rates offered. Other rates and terms are available.  **Above rates reflect a discount of .25% if Member agrees to pay by automatic payroll deduction, direct deposit or automatic transfer from shares.

*APR = Annual Percentage Rate. Rates are subject to change. Interest rates are determined by the borrower's credit history. Stated rates are the lowest rates offered. Other rates and terms are available.  

*APR = Annual Percentage Rate. Rates are subject to change. Interest rates are determined by the borrower's credit history. Stated rates are the lowest rates offered. Other rates and terms are available.

*APR = Annual Percentage Rate. Rates are subject to change. Interest rates are determined by the borrower's credit history. Stated rates are the lowest rates offered. Other rates and terms are available.

*APR = Annual Percentage Rate. Rates are subject to change. Interest rates are determined by the borrower's credit history. Stated rates are the lowest rates offered. Other rates and terms are available.

*Annual Percentage Rate. Available to Members in good standing. Rates based on borrower's credit history. Home Loan closing costs are waived unless loan/line is paid in full and closed within 2 years of opening. Costs range from $321.00 - $736.00. *Rates are subject to change. Interest rates are determined by the borrower's credit history. Stated rates are the lowest rates offered and include a .25% discount for automatic payment. Other rates and terms are available.

*  Annual Percentage Rate. Available to Members in good standing. Rates based on borrower's credit history. Home Loan closing costs are waived unless loan/line is paid in full and closed within 2 years of opening. Costs range from $321.00 - $736.00. *Rates are subject to change. Interest rates are determined by the borrower's credit history. Stated rates are the lowest rates offered and include a .25% discount for automatic payment. Other rates and terms are available.

Annual Percentage Rate. Available to Members in good standing. Rates based on borrower's credit history. Home Loan closing costs are waived unless loan/line is paid in full and closed within 2 years of opening. Costs range from $321.00 - $736.00. *Rates are subject to change. Interest rates are determined by the borrower's credit history. Stated rates are the lowest rates offered and include a .25% discount for automatic payment. Other rates and terms are available.

APR = Annual Percentage Rate. Home Loan closing costs are waived unless line is closed within 2 years of opening. Costs range from $435.00 - $750.00. *Rates quoted as of 01/01/2025 and subject to change. Interest rates are determined by the borrower's credit history. Stated rates are the lowest rates offered. Other rates and terms are available.  **Prime Rate as reported in the Wall Street Journal 10 days prior to the last day of the month. Currently 7.50% (12/20/24). ***HELOC interest rate will never drop lower than 3.75%. Percentage rate increases are limited to not more than 2% annually and 6% over the life of the loan. $35 annual fee applies to all HELOC loan products.

*APR = Annual Percentage Rate. Rates are subject to change. Interest rates are determined by the borrower's credit history. Stated rates are the lowest rates offered. Other rates and terms are available. 

*APR = Annual Percentage Rate. Rates are subject to change. Interest rates are determined by the borrower's credit history. Stated rates are the lowest rates offered. Other rates and terms are available. Above rates reflect a discount of .25% if Member agrees to pay by automatic payroll deduction, direct deposit or automatic transfer from shares. Available to qualified, eligible Members.

*APR = Annual Percentage Rate. Rates are subject to change. Interest rates are determined by the borrower's credit history. Stated rates are the lowest rates offered. Other rates and terms are available. Above rates reflect a discount of .25% if Member agrees to pay by automatic payroll deduction, direct deposit or automatic transfer from shares. Available to qualified, eligible Members. 

*APR = Annual Percentage Rate. Rates are subject to change. Interest rates are determined by the borrower's credit history. Stated rates are the lowest rates offered. Other rates and terms are available. Above rates reflect a discount of .25% if Member agrees to pay by automatic payroll deduction, direct deposit or automatic transfer from shares. Available to qualified, eligible Members.

*APR = Annual Percentage Rate. Rates are subject to change. Interest rates are determined by the borrower's credit history. Stated rates are the lowest rates offered. Other rates and terms are available. Above rates reflect a discount of .25% if Member agrees to pay by automatic payroll deduction, direct deposit or automatic transfer from shares. Available to qualified, eligible Members.