WHEN OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We will also ask to see your driver's license or other official, government approved identifying documents.

IRS Notice: ATM Refunds and other rewards may be reported to the IRS.

Savings & Checking Rates

Rates effective as of 02/01/2025
Account TypeCompoundedAPY*Rate
Regular Share AccountQuarterly.10%.10%
Club AccountsQuarterly.10%.10%
Head Start Savings ($0-$1000)Quarterly4.60%4.50%
Head Start Savings (Over $1000)Quarterly.10%.10%
A+ Checking ($0-$10,000)Monthly1.05%1.05%
A+ Checking (Over $10,000)Monthly.10%.10%
A+ Checking - Non-QUALIFYING RateMonthly.03%.03%
Regular CheckingQuarterly.05%.05%
Regular IRA SharesQuarterly.10%.10%

Rates may change at any time. Contact branch to confirm current Rates. *Annual Percentage Yield. Minimum balance to earn Annual Percentage Yield on Certificate Accounts is $500. Minimum balance to earn Annual Percentage Yield on IRA Share Accounts is $10. Minimum balance to earn Annual Percentage Yield on all other accounts - $5. Penalties may apply for early withdrawal from certificate accounts. Withdrawals and fees could reduce earnings. Rates are subject to change after the account is open.