Assisting Members who have impaired credit scores, in rebuilding their credit, and helping Members to establish their initial credit score - this loan is designed for Members who may not be savers, and do not have readily available collateral (such as a vehicle) to pledge for security on a loan.


Credit Disability Loan Payment Protection

Ease financial concerns should an unexpected financial challenge occur.

  • Protection - Credit Disability or Loan protection helps insure that your loan will not end up in default if you die, or become disabled and are unable to work.
  • Convenience – Apply for this insurance when you apply for your loan and you can include this monthly premium with your monthly loan payment.
  • Support - Employer provided disability may not be enough protection. Bills could begin to pile up as you try to regain your health and your earning capacity.
Payment Protection comes with a 30 day no obligation policy. Talk with a WCTFCU Loan Officer for details.