Frequently Asked Questions

Am I eligible for a loan?

You just need to be a Member. We have a broad variety of loan products. You can read about them on our website under “Loans”. Call or come into the branch where you can meet with our loan specialists. They will answer all your questions and review the loan products that best suit your needs. 

How long does it take to process a loan?

On average our loans are approved within 24 hours. Some of our more complicated loans may take up to 2 weeks.

I have a car loan, can I refinance my car loan?

Yes. It is never too late to take out a car loan with the WCTFCU!
Do not let dealerships and predatory lenders take advantage of you.
Take advantage of a WCTFCU car loan. With some of the lowest car loan interest rates around, we can buy out your auto loan, do a refi (refinance) and save you a lot of money, with no fees.