Head-Start Savings Account
Children who develop a pattern of saving early, tend to continue that habit into adulthood.
With a Head-Start Savings (joint) account, members under 18 years of age will
earn 4.60% APY* on funds up to $1,000 in this account.
The funds in the account that are over $1,000 will earn the regular savings rate.
When a member turns 18, the entire account will earn the regular savings rate.
Minimum to open a Head Start Savings Account: $5.00
WCTFCU deposits $10 into Head-Start Accounts opened prior to baby’s 1st birthday.
For youth accounts ages 1 year or older, we annually select a $25, $50 & $100 winner
from the prior year’s new Head Start accounts.
To open an account please visit a branch. Questions? Call us at 800.992.2226.
Read this helpful guide from money expert Jean Chatzky on
How-to-Discuss-Money-With-Your-Teen